Solving the student debt problem

2025-08-242025-08-18 PNRJ education, inequality, market failure, politics, public policy, science and academia borrowing, debt, Elizabeth Warren, inequality, lending, risk, student debt, student loan, Trump

Aug 24 JDN 2460912

A lot of people speak about student debt as a “crisis”, which makes it sound like the problem is urgent and will have severe consequences if we don’t soon intervene. I don’t think that’s right. While it’s miserable to be unable to pay your student loans, student loans don’t seem to be driving people to bankruptcy or homelessness the way that medical bills do.

Instead I think what we have here is a long-term problem, something that’s been building for a long time and will slowly but surely continue getting worse if we don’t change course. (I guess you can still call it a “crisis” if you want; climate change is also like this, and arguably a crisis.)

But there is a problem here: Student loan balances are rising much faster than other kinds of debt, and the burden falls the worst on Black women and students who went to for-profit schools. A big part of the problem seems to be predatory schools that charge high prices and make big promises but offer poor results.

Making all this worse is the fact that some of the most important income-based repayment plans were overturned by a federal court, forcing everyone who was on them into forebearance. Income-based repayment was a big reason why student loans actually weren’t as bad a burden as their high loan balances might suggest; unlike a personal loan or a mortgage, if you didn’t have enough income to repay your student loans at the full amount, you could get on a plan that would let you make smaller payments, and if you paid on that plan for long enough—even if it didn’t add up to the full balance—your loans would be forgiven.

Now the forebearance is ending for a lot of borrowers, and so they are going into default; and most of that loan forgiveness has been ruled illegal. (Supposedly this is because Congress didn’t approve it. I’ll believe that was the reason when the courts overrule Trump’s tariffs, which clearly have just as thin a legal justification and will cause far more harm to us and the rest of the world.)

In theory, student loans don’t really seem like a bad idea.

College is expensive, because it requires highly-trained professors, who demand high salaries. (The tuition money also goes other places, of course….)

College is valuable, because it provides you with knowledge and skills that can improve your life and also increase your long-term earnings. It’s a big difference: Median salary for someone with a college degree is about $60k, while median salary for someone with only a high school diploma is about $34k.

Most people don’t have enough liquidity to pay for college.

So, we provide loans, so that people can pay for college, and then when they make more money after graduating, they can pay the loans back.

That’s the theory, anyway.

The problem is that average or even median salaries obscure a lot of variation. Some college graduates become doctors, lawyers, or stockbrokers and make huge salaries. Others can’t find jobs at all. In the absence of income-based repayment plans, all students have to pay back their loans in full, regardless of their actual income after graduation.

There is inherent risk in trying to build a career. Our loan system—especially with the recent changes—puts most of this risk on the student. We treat it as their fault they can’t get a good job, and then punish them with loans they can’t afford to repay.

In fact, right now the job market is pretty badfor recent graduates—while usually unemployment for recent college grads is lower than that of the general population, since about 2018 it has actually been higher. (It’s no longer sky-high like it was during COVID; 4.8% is not bad in the scheme of things.)

Actually the job market may even be worse than it looks, because new hires are actually the lowest rate they’ve been since 2020. Our relatively low unemployment currently seems to reflect a lack of layoffs, not a healthy churn of people entering and leaving jobs. People seem to be locked into their jobs, and if they do leave them, finding another is quite difficult.

What I think we need is a system that makes the government take on more of the risk, instead of the students.

There are lots of ways to do this. Actually, the income-based repayment systems we used to have weren’t too bad.

But there is actually a way to do it without student loans at all. College could be free, paid for by taxes.

Now, I know what you’re thinking: Isn’t this unfair to people who didn’t go to college? Why should they have to pay?

Who said they were paying?

There could simply be a portion of the income tax that you only pay if you have a bachelor’s degree. Then you would only pay this tax if you both graduated from college and make a lot of money.

I don’t think this would create a strong incentive not to get a bachelor’s degree; the benefits of doing so remain quite large, even if your taxes were a bit higher as a result.

It might create incentives to major in subjects that aren’t as closely linked to higher earnings—liberal arts instead of engineering, medicine, law, or business. But this I see as fundamentally a public good: The world needs people with liberal arts education. If the market fails to provide for them, the government should step in.

This plan is not as progressive as Elizabeth Warren’s proposal to use wealth taxes to fund free college; but it might be more politically feasible. The argument that people who didn’t go to college shouldn’t have to pay for people who did actually seems reasonable to me; but this system would ensure that in fact they don’t.

The transfer of wealth here would be from people who went to college and make a lot of money to people who went to college and don’t make a lot of money. It would be the government bearing some of the financial risk of taking on a career in an uncertain world.

Conflict without shared reality

2025-08-172025-08-12 PNRJ core principles, current events, ethics, inequality, politics, tribal paradigm Alan Turing, Atlantic, authority, automation, Babylon Bee, budget, conflict, crime, D.C., Donald Trump, employment, fairness, harm, homicide, immigration, Jonathan Haidt, LGBT, loyalty, manufacturing, National Guard, police, reality-based community, revealed preference, sanctity, Washington

Aug 17 JDN 2460905

Donald Trump has federalized the police in Washington D.C. and deployed the National Guard. He claims he is doing this in response to a public safety emergency and crime that is “out of control”.

Crime rates in Washington, D.C. are declining and overall at their lowest level in 30 years. Its violent crime rate has not been this low since the 1960s.

By any objective standard, there is no emergency here. Crime in D.C. is not by any means out of control.

Indeed, across the United States, homicide rates are as low as they have been in 60 years.

But we do not live in a world where politics is based on objective truth.

We live in a world where the public perception of reality itself is shaped by the political narrative.

One of the first things that authoritarians do to control these narratives is try to make their followers distrust objective sources. I watch in disgust as not simply the Babylon Bee (which is a right-wing satire site that tries really hard to be funny but never quite manages it) but even the Atlantic (a mainstream news outlet generally considered credible) feeds—in multiple articles—into this dangerous lie that crime is increasing and the official statistics are somehow misleading us about that.

Of course the Atlantic‘s take is much more nuanced; but quite frankly, now is not the time for nuance. A fascist is trying to take over our government, and he needs to be resisted at every turn by every means possible. You need to be calling him out on every single lie he makes—yes, every single one, I know there are a lot of them, and that’s kind of the point—rather than trying to find alternative framings on which maybe part of what he said could somehow be construed as reasonable from a certain point of view. Every time you make Trump sound more reasonable than he is—and mainstream news outlets have done this literally hundreds of times—you are pushing America closer to fascism.

I really don’t know what to do here.

It is impossible to resolve conflicts when they are not based on shared reality.

No policy can solve a crime wave that doesn’t exist. No trade agreement can stop unfair trading practices that aren’t happening. Nothing can stop vaccines from causing autism that they already don’t cause. There is no way to fix problems when those problems are completely imaginary.

I used to think that political conflict was about different values which had to be balanced against one another: Liberty versus security, efficiency versus equality, justice versus mercy. I thought that we all agreed on the basic facts and even most of the values, and were just disagreeing about how to weigh certain values over others.

Maybe I was simply naive; maybe it’s never been like that. But it certainly isn’t right now. We aren’t disagreeing about what should be done; we are disagreeing about what is happening in front of our eyes. We don’t simply have different priorities or even different values; it’s like we are living in different worlds.

I have read, e.g. by Jonathan Haidt, that conservatives largely understand what liberals want, but liberals don’t really understand what conservatives want. (I would like to take one of the tests they use in these experiments, see how I actually do; but I’ve never been able to find one.)

Haidt’s particular argument seems to be that liberals don’t “understand” the “moral dimensions” of loyalty, authority, and sanctity, because we only “understand” harm and fairness as the basis of morality. But just because someone says something is morally relevant, that doesn’t mean it is morally relevant! And indeed, based on more or less the entirety of ethical philosophy, I can say that harm and fairness are morality, and the others simply aren’t. They are distortions of morality, they are inherently evil, and we are right to oppose them at every turn. Loyalty, authority, and sanctity are what fed Nazi Germany and the Spanish Inquisition.

This claim that liberals don’t understand conservatives has always seemed very odd to me: I feel like I have a pretty clear idea what conservatives want, it’s just that what they want is terrible: Kick out the immigrants, take money from the poor and give it to the rich, and put rich straight Christian White men back in charge of everything. (I mean, really, if that’s not what they want, why do they keep voting for people who do it? Revealed preferences, people!)

Or, more sympathetically: They want to go back to a nostalgia-tinted vision of the 1950s and 1960s in which it felt like things were going well for our country—because they were blissfully ignorant of all the violence and injustice in the world. No, thank you, Black people and queer people do not want to go back to how we were treated in the 1950s—when segregation was legal and Alan Turing was chemically castrated. (And they also don’t seem to grasp that among the things that did make some things go relatively well in that period were unions, antitrust law and progressive taxes, which conservatives now fight against at every turn.)

But I think maybe part of what’s actually happening here is that a lot of conservatives actually “want” things that literally don’t make sense, because they rest upon assumptions about the world that simply aren’t true.

They want to end “out of control” crime that is the lowest it’s been in decades.

They want to stop schools from teaching things that they already aren’t teaching.

They want the immigrants to stop bringing drugs and crime that they aren’t bringing.

They want LGBT people to stop converting their children, which we already don’t and couldn’t. (And then they want to do their own conversions in the other direction—which also don’t work, but cause tremendous harm.)

They want liberal professors to stop indoctrinating their students in ways we already aren’t and can’t. (If we could indoctrinate our students, don’t you think we’d at least make them read the syllabus?)

They want to cut government spending by eliminating “waste” and “fraud” that are trivial amounts, without cutting the things that are actually expensive, like Social Security, Medicare, and the military. They think we can balance the budget without cutting these things or raising taxes—which is just literally mathematically impossible.

They want to close off trade to bring back jobs that were sent offshore—but those jobs weren’t sent offshore, they were replaced by robots. (US manufacturing output is near its highest ever, even though manufacturing employment is half what it once was.)

And meanwhile, there’s a bunch of real problems that aren’t getting addressed: Soaring inequality, a dysfunctional healthcare system, climate change, the economic upheaval of AI—and they either don’t care about those, aren’t paying attention to them, or don’t even believe they exist.

It feels a bit like this:

You walk into a room and someone points a gun at you, shouting “Drop the weapon!” but you’re not carrying a weapon. And you show your hands, and try to explain that you don’t have a weapon, but they just keep shouting “Drop the weapon!” over and over again. Someone else has already convinced them that you have a weapon, and they expect you to drop that weapon, and nothing you say can change their mind about this.

What exactly should you do in that situation?

How do you avoid getting shot?

Do you drop something else and say it’s the weapon (make some kind of minor concession that looks vaguely like what they asked for)? Do you try to convince them that you have a right to the weapon (accept their false premise but try to negotiate around it)? Do you just run away (leave the country?)? Do you double down and try even harder to convince them that you really, truly, have no weapon?

I’m not saying that everyone on the left has a completely accurate picture of reality; there are clearly a lot of misconceptions on this side of the aisle as well. But at least among the mainstream center left, there seems to be a respect for objective statistics and a generally accurate perception of how the world works—the “reality-based community”. Sometimes liberals make mistakes, have bad ideas, or even tell lies; but I don’t hear a lot of liberals trying to fix problems that don’t exist or asking for the government budget to be changed in ways that violate basic arithmetic.

I really don’t know what do here, though.

How do you change people’s minds when they won’t even agree on the basic facts?

On foxes and hedgehogs, part II

2025-08-102025-08-04 PNRJ heuristics and biases, politics, statistics Brier score, forecasting, fox, Goodhart's Law, hedgehog, honesty, humility, Impostor Syndrome, logarithmic score, overconfidence, Philip Tetlock, prediction, probability, scoring rule

Aug 3 JDN 2460891

In last week’s post I described Philip E. Tetlock’s experiment showing that “foxes” (people who are open-minded and willing to consider alternative views) make more accurate predictions than “hedgehogs” (people who are dogmatic and conform strictly to a single ideology).

As I explained at the end of the post, he, uh, hedges on this point quite a bit, coming up with various ways that the hedgehogs might be able to redeem themselves, but still concluding that in most circumstances, the foxes seem to be more accurate.

Here are my thoughts on this:

I think he went too easy on the hedgehogs.

I consider myself very much a fox, and I honestly would never assign a probability of 0% or 100% to any physically possible event. Honestly I consider it a flaw in Tetlock’s design that he included those as options but didn’t include probabilities I would assign, like 1%, 0.1%, or 0.01%.

He only let people assign probabilities in 10% increments. So I guess if you thought something was 3% likely, you’re supposed to round to 0%? That still feels terrible. I’d probably still write 10%. There weren’t any questions like “Aliens from the Andromeda Galaxy arrive to conquer our planet, thus rendering all previous political conflicts moot”, but man, had there been, I’d still be tempted to not put 0%. I guess I would put 0% for that though? Because in 99.999999% of cases, I’d get it right—it wouldn’t happen—and I’d get more points. But man, even single-digit percentages? I’d mash the 10% button. I am pretty much allergic to overconfidence.

In fact, I think in my mind I basically try to use a logarithmic score, which unlike a Brier score, severely (technically, infinitely) punishes you for saying that something impossible happened or something inevitable didn’t. Like, really, if you’re doing it right, that should never, ever happen to you. If you assert that something has 0% probability and it happens, you have just conclusively disproven your worldview. (Admittedly it’s possible you could fix it with small changes—but a full discussion of that would get us philosophically too far afield. “outside the scope of this paper”.)

So honestly I think he was too lenient on overconfidence by using a Brier score, which does penalize this kind of catastrophic overconfidence, but only by a moderate amount. If you say that something has a 0% chance and then it happens, you get a Brier score of -1. But if you say that something has a 50% chance and then it happens (which it would, you know, 50% of the time), you’d get a Brier score of -0.25. So even absurd overconfidence isn’t really penalized that badly.

Compare this to a logarithmic rule: Say 0% and it happens, and you get negative infinity. You lose. You fail. Go home. Your worldview is bad and you should feel bad. This should never happen to you if you have a coherent worldview (modulo the fact that he didn’t let you say 0.01%).

So if I had designed this experiment, I would have given finer-grained options at the extremes, and then brought the hammer down on anybody who actually asserted a 0% chance of an event that actually occurred. (There’s no need for the finer-grained options elsewhere; over millennia of history, the difference between 0% and 0.1% is whether it won’t happen or it will—quite relevant for, say, full-scale nuclear war—while the difference between 40% and 42.1% is whether it’ll happen every 2 to 3 years or… every 2 to 3 years.)

But okay, let’s say we stick with the Brier score, because infinity is scary.

About the adjustments:
1. The “value adjustments” are just absolute nonsense. Those would be reasons to adjust your policy response, via your utility function—they are not a reason to adjust your probability. Yes, a nuclear terrorist attack would be a really big deal if it happened and we should definitely be taking steps to prevent that; but that doesn’t change the fact that the probability of one happening is something like 0.1% per year and none have ever happened. Predicting things that don’t happen is bad forecasting, even if the things you are predicting would be very important if they happened.
2. The “difficulty adjustments” are sort of like applying a different scoring rule, so that I’m more okay with; but that wasn’t enough to make the hedgehogs look better than the foxes.
3. The “fuzzy set” adjustments could be legitimate, but only under particular circumstances. Being “almost right” is only valid if you clearly showed that the result was anomalous because of some other unlikely event, and—because the timeframe was clearly specified in the questions—“might still happen” should still get fewer points than accurately predicting that it hasn’t happened yet. Moreover, it was very clear that people only ever applied these sort of changes when they got things wrong; they rarely if ever said things like “Oh, wow, I said that would happen and it did, but for completely different reasons that I didn’t expect—I was almost wrong there.” (Crazy example, but if the Soviet Union had been taken over by aliens, “the Soviet Union will fall” would be correct—but I don’t think you could really attribute that to good political prediction.)
The second exercise shows that even the foxes are not great Bayesians, and that some manipulations can make people even more inaccurate than before; but the hedgehogs also perform worse and also make some of the same crazy mistakes and still perform worse overall than the foxes, even in that experiment.
I guess he’d call me a “hardline neopositivist”? Because I think that your experiment asking people to predict things should require people to, um, actually predict things? The task was not to get the predictions wrong but be able to come up with clever excuses for why they were wrong that don’t challenge their worldview. The task was to not get the predictions wrong. Apparently this very basic level of scientific objectivity is now considered “hardline neopositivism”.

I guess we can reasonably acknowledge that making policy is about more than just prediction, and indeed maybe being consistent and decisive is advantageous in a game-theoretic sense (in much the same way that the way to win a game of Chicken is to very visibly throw away your steering wheel). So you could still make a case for why hedgehogs are good decision-makers or good leaders.

But I really don’t see how you weasel out of the fact that hedgehogs are really bad predictors. If I were running a corporation, or a government department, or an intelligence agency, I would want accurate predictions. I would not be interested in clever excuses or rich narratives. Maybe as leaders one must assemble such narratives in order to motivate people; so be it, there’s a division of labor there. Maybe I’d have a separate team of narrative-constructing hedgehogs to help me with PR or something. But the people who are actually analyzing the data should be people who are good at making accurate predictions, full stop.

And in fact, I don’t think hedgehogs are good decision-makers or good leaders. I think they are good politicians. I think they are good at getting people to follow them and believe what they say. But I do not think they are actually good at making the decisions that would be the best for society.

Indeed, I think this is a very serious problem.

I think we systematically elect people to higher office—and hire them for jobs, and approve them for tenure, and so on—because they express confidence rather than competence. We pick the people who believe in themselves the most, who (by regression to the mean if nothing else) are almost certainly the people who are most over-confident in themselves.

Given that confidence is easier to measure than competence in most areas, it might still make sense to choose confident people if confidence were really positively correlated with competence, but I’m not convinced that it is. I think part of what Tetlock is showing us is that the kind of cognitive style that yields high confidence—a hedgehog—simply is not the kind of cognitive style that yields accurate beliefs—a fox. People who are really good at their jobs are constantly questioning themselves, always open to new ideas and new evidence; but that also means that they hedge their bets, say “on the other hand” a lot, and often suffer from Impostor Syndrome. (Honestly, testing someone for Impostor Syndrome might be a better measure of competence than a traditional job interview! Then again, Goodhart’s Law.)

Indeed, I even see this effect within academic science; the best scientists I know are foxes through and through, but they’re never the ones getting published in top journals and invited to give keynote speeches at conferences. The “big names” are always hedgehog blowhards with some pet theory they developed in the 1980s that has failed to replicate but somehow still won’t die.

Moreover, I would guess that trustworthiness is actually pretty strongly inversely correlated to confidence—“con artist” is short for “confidence artist”, after all.

Then again, I tried to find rigorous research comparing openness (roughly speaking “fox-ness”) or humility to honesty, and it was surprisingly hard to find. Actually maybe the latter is just considered an obvious consensus in the literature, because there is a widely-used construct called honesty-humility. (In which case, yeah, my thinking on trustworthiness and confidence is an accepted fact among professional psychologists—but then, why don’t more people know that?)

But that still doesn’t tell me if there is any correlation between honesty-humility and openness.

I did find these studies showing that both honesty-humility and openness are both positively correlated with well-being, both positively correlated with cooperation in experimental games, and both positively correlated with being left-wing; but that doesn’t actually prove they are positively correlated with each other. I guess it provides weak evidence in that direction, but only weak evidence. It’s entirely possible for A to be positively correlated with both B and C but B and C are uncorrelated or negatively correlated. (Living in Chicago is positively correlated with being a White Sox fan and positively correlated with being a Cubs fan, but being a White Sox fan is not positively correlated with being a Cubs fan!)

I also found studies showing that higher openness predicts less right-wing authoritarianism and higher honesty predicts less social conformity; but that wasn’t the question either.

Here’s a factor analysis specifically arguing for designing measures of honesty-humility so that they don’t correlate with other personality traits, so it can be seen as its own independent personality trait. There are some uncomfortable degrees of freedom in designing new personality metrics, which may make this sort of thing possible; and then by construction honesty-humility and openness would be uncorrelated, because any shared components were parceled out to one trait or the other.

So, I guess I can’t really confirm my suspicion here; maybe people who think like hedgehogs aren’t any less honest, or are even more honest, than people who think like foxes. But I’d still bet otherwise. My own life experience has been that foxes are honest and humble while hedgehogs are deceitful and arrogant.

Indeed, I believe that in systematically choosing confident hedgehogs as leaders, the world economy loses tens of trillions of dollars a year in inefficiencies. In fact, I think that we could probably end world hunger if we only ever put leaders in charge who were both competent and trustworthy.

Of course, in some sense that’s a pipe dream; we’re never going to get all good leaders, just as we’ll never get zero death or zero crime.

But based on how otherwise-similar countries have taken wildly different trajectories based on differences in leadership, I suspect that even relatively small changes in that direction could have quite large impacts on a society’s outcomes: South Korea isn’t perfect at picking its leaders; but surely it’s better than North Korea, and indeed that seems like one of the primary things that differentiates the two countries. Botswana is not a utopian paradise, but it’s a much nicer place to live than Nigeria, and a lot of the difference seems to come down to who is in charge, or who has been in charge for the last few decades.

And I could put in a jab here about the current state of the United States, but I’ll resist. If you read my blog, you already know my opinions on this matter.

On foxes and hedgehogs, part I

2025-08-032025-07-27 PNRJ cognitive science, core principles, ethics, experimental economics, mathematical models, politics, public policy, statistics Brier score, expert, forecast, fox, hedgehog, judgment, logarithmic score, Philip Tetlock, politics, prediction, probability, scoring rule

Aug 3 JDN 2460891

Today I finally got around to reading Expert Political Judgment by Philip E. Tetlock, more or less in a single sitting because I’ve been sick the last week with some pretty tight limits on what activities I can do. (It’s mostly been reading, watching TV, or playing video games that don’t require intense focus.)

It’s really an excellent book, and I now both understand why it came so highly recommended to me, and now pass on that recommendation to you: Read it.

The central thesis of the book really boils down to three propositions:

Human beings, even experts, are very bad at predicting political outcomes.
Some people, who use an open-minded strategy (called “foxes”), perform substantially better than other people, who use a more dogmatic strategy (called “hedgehogs”).
When rewarding predictors with money, power, fame, prestige, and status, human beings systematically favor (over)confident “hedgehogs” over (correctly) humble “foxes”.

I decided I didn’t want to make this post about current events, but I think you’ll probably agree with me when I say:

That explains a lot.

How did Tetlock determine this?

Well, he studies the issue several different ways, but the core experiment that drives his account is actually a rather simple one:

He gathered a large group of subject-matter experts: Economists, political scientists, historians, and area-studies professors.
He came up with a large set of questions about politics, economics, and similar topics, which could all be formulated as a set of probabilities: “How likely is this to get better/get worse/stay the same?” (For example, this was in the 1980s, so he asked about the fate of the Soviet Union: “By 1990, will they become democratic, remain as they are, or collapse and fragment?”)
Each respondent answered a subset of the questions, some about their own particular field, some about another, more distant field; they assigned probabilities on an 11-point scale, from 0% to 100% in increments of 10%.
A few years later, he compared the predictions to the actual results, scoring them using a Brier score, which penalizes you for assigning high probability to things that didn’t happen or low probability to things that did happen.
He compared the resulting scores between people with different backgrounds, on different topics, with different thinking styles, and a variety of other variables. He also benchmarked them using some automated algorithms like “always say 33%” and “always give ‘stay the same’ 100%”.

I’ll show you the key results of that analysis momentarily, but to help it make more sense to you, let me elaborate a bit more on the “foxes” and “hedgehogs”. The notion is was first popularized by Isaiah Berlin in an essay called, simply, The Hedgehog and the Fox.

“The fox knows many things, but the hedgehog knows one very big thing.”

That is, someone who reasons as a “fox” combines ideas from many different sources and perspective, and tries to weigh them all together into some sort of synthesis that then yields a final answer. This process is messy and complicated, and rarely yields high confidence about anything.

Whereas, someone who reasons as a “hedgehog” has a comprehensive theory of the world, an ideology, that provides clear answers to almost any possible question, with the surely minor, insubstantial flaw that those answers are not particularly likely to be correct.

He also considered “hedge-foxes” (people who are mostly fox but also a little bit hedgehog) and “fox-hogs” (people who are mostly hedgehog but also a little bit fox).

Tetlock has decomposed the scores into two components: calibration and discrimination. (Both very overloaded words, but they are standard in the literature.)

Calibration is how well your stated probabilities matched up with the actual probabilities; that is, if you predicted 10% probability on 20 different events, you have very good calibration if precisely 2 of those events occurred, and very poor calibration if 18 of those events occurred.

Discrimination more or less describes how useful your predictions are, what information they contain above and beyond the simple base rate. If you just assign equal probability to all events, you probably will have reasonably good calibration, but you’ll have zero discrimination; whereas if you somehow managed to assign 100% to everything that happened and 0% to everything that didn’t, your discrimination would be perfect (and we would have to find out how you cheated, or else declare you clairvoyant).

For both measures, higher is better. The ideal for each is 100%, but it’s virtually impossible to get 100% discrimination and actually not that hard to get 100% calibration if you just use the base rates for everything.

There is a bit of a tradeoff between these two: It’s not too hard to get reasonably good calibration if you just never go out on a limb, but then your predictions aren’t as useful; we could have mostly just guessed them from the base rates.

On the graph, you’ll see downward-sloping lines that are meant to represent this tradeoff: Two prediction methods that would yield the same overall score but different levels of calibration and discrimination will be on the same line. In a sense, two points on the same line are equally good methods that prioritize usefulness over accuracy differently.

All right, let’s see the graph at last:

The pattern is quite clear: The more foxy you are, the better you do, and the more hedgehoggy you are, the worse you do.

I’d also like to point out the other two regions here: “Mindless competition” and “Formal models”.

The former includes really simple algorithms like “always return 33%” or “always give ‘stay the same’ 100%”. These perform shockingly well. The most sophisticated of these, “case-specific extrapolation” (35 and 36 on the graph, which basically assumes that each country will continue doing what it’s been doing) actually performs as well if not better than even the foxes.

And what’s that at the upper-right corner, absolutely dominating the graph? That’s “Formal models”. This describes basically taking all the variables you can find and shoving them into a gigantic logit model, and then outputting the result. It’s computationally intensive and requires a lot of data (hence why he didn’t feel like it deserved to be called “mindless”), but it’s really not very complicated, and it’s the best prediction method, in every way, by far.

This has made me feel quite vindicated about a weird nerd thing I do: When I have a big decision to make (especially a financial decision), I create a spreadsheet and assemble a linear utility model to determine which choice will maximize my utility, under different parameterizations based on my past experiences. Whichever result seems to win the most robustly, I choose. This is fundamentally similar to the “formal models” prediction method, where the thing I’m trying to predict is my own happiness. (It’s a bit less formal, actually, since I don’t have detailed happiness data to feed into the regression.) And it has worked for me, astonishingly well. It definitely beats going by my own gut. I highly recommend it.

What does this mean?

Well first of all, it means humans suck at predicting things. At least for this data set, even our experts don’t perform substantially better than mindless models like “always assume the base rate”.

Nor do experts perform much better in their own fields than in other fields; they do all perform better than undergrads or random people (who somehow perform worse than the “mindless” models)

But Tetlock also investigates further, trying to better understand this “fox/hedgehog” distinction and why it yields different performance. He really bends over backwards to try to redeem the hedgehogs, in the following ways:

He allows them to make post-hoc corrections to their scores, based on “value adjustments” (assigning higher probability to events that would be really important) and “difficulty adjustments” (assigning higher scores to questions where the three outcomes were close to equally probable) and “fuzzy sets” (giving some leeway on things that almost happened or things that might still happen later).
He demonstrates a different, related experiment, in which certain manipulations can cause foxes to perform a lot worse than they normally would, and even yield really crazy results like probabilities that add up to 200%.
He has a whole chapter that is a Socratic dialogue (seriously!) between four voices: A “hardline neopositivist”, a “moderate neopositivist”, a “reasonable relativist”, and an “unrelenting relativist”; and all but the “hardline neopositivist” agree that there is some legitimate place for the sort of post hoc corrections that the hedgehogs make to keep themselves from looking so bad.

This post is already getting a bit long, so that will conclude part I. Stay tuned for part II, next week!

Quantifying stereotypes

2025-07-062025-07-08 PNRJ cognitive science, core principles, ethics, heuristics and biases, politics, public policy, tribal paradigm education, ethnicity, gender, history, Islam, Islamist terrorism, LGBT, Muslim, politics, race, stereotypes, terrorism, trans, transgender

Jul 6 JDN 2460863

There are a lot of stereotypes in the world, from the relatively innocuous (“teenagers are rebellious”) to the extremely harmful (“Black people are criminals”).

Most stereotypes are not true.

But most stereotypes are not exactly false, either.

Here’s a list of forty stereotypes, all but one of which I got from this list of stereotypes:

(Can you guess which one? I’ll give you a hint: It’s a group I belong to and a stereotype I’ve experienced firsthand.)

“Children are always noisy and misbehaving.”
“Kids can’t understand complex concepts.”
“Children are tech-savvy.”
“Teenagers are always rebellious.”
“Teenagers are addicted to social media.”
“Adolescents are irresponsible and careless.”
“Adults are always busy and stressed.”
“Adults are responsible.”
“Adults are not adept at using modern technologies.”
“Elderly individuals are always grumpy.”
“Old people can’t learn new skills, especially related to technology.”
“The elderly are always frail and dependent on others.”
“Women are emotionally more expressive and sensitive than men.”
“Females are not as good at math or science as males.”
“Women are nurturing, caring, and focused on family and home.”
“Females are not as assertive or competitive as men.”
“Men do not cry or express emotions openly.”
“Males are inherently better at physical activities and sports.”
“Men are strong, independent, and the primary breadwinners.”
“Males are not as good at multitasking as females.”
“African Americans are good at sports.”
“African Americans are inherently aggressive or violent.”
“Black individuals have a natural talent for music and dance.”
“Asians are highly intelligent, especially in math and science.”
“Asian individuals are inherently submissive or docile.”
“Asians know martial arts.”
“Latinos are uneducated.”
“Hispanic individuals are undocumented immigrants.”
“Latinos are inherently passionate and hot-tempered.”
“Middle Easterners are terrorists.”
“Middle Eastern women are oppressed.”
“Middle Eastern individuals are inherently violent or aggressive.”
“White people are privileged and unacquainted with hardship.”
“White people are racist.”
“White individuals lack rhythm in music or dance.”
“Gay men are excessively flamboyant.”
“Gay men have lisps.”
“Lesbians are masculine.”
“Bisexuals are promiscuous.”
“Trans people get gender-reassignment surgery.”

If you view the above 40 statements as absolute statements about everyone in the category (the first-order operator “for all”), they are obviously false; there are clear counter-examples to every single one. If you view them as merely saying that there are examples of each (the first-order operator “there exists”), they are obviously true, but also utterly trivial, as you could just as easily find examples from other groups.

But I think there’s a third way to read them, which may be more what most people actually have in mind. Indeed, it kinda seems uncharitable not to read them this third way.

That way is:

“This is more true of the group I’m talking about than it is true of other groups.”

And that is not only a claim that can be true, it is a claim that can be quantified.

Recall my new favorite effect size measure, because it’s so simple and intuitive; I’m not much for the official name probability of superiority (especially in this context!), so I’m gonna call it the more down-to-earth chance of being higher.

It is exactly what it sounds like: If you compare a quantity X between group A and group B, what is the chance that the person in group A has a higher value of X?

Let’s start at the top: If you take one randomly-selected child, and one randomly-selected adult, what is the chance that the child is one who is more prone to being noisy and misbehaving?

Probably pretty high.

Or let’s take number 13: If you take one randomly-selected woman and one randomly-selected man, what is the chance that the woman is the more emotionally expressive one?

Definitely more than half.

Or how about number 27: If you take one randomly-selected Latino and one randomly-selected non-Latino (especially if you choose a White or Asian person), what is the chance that the Latino is the less-educated one?

That one I can do fairly precisely: Since 95% of White Americans have completed high school but only 75% of Latino Americans have, while 28% of Whites have a bachelor’s degree and only 21% of Latinos do, the probability of the White person being at least as educated as the Latino person is about 82%.

I don’t know the exact figures for all of these, and I didn’t want to spend all day researching 40 different stereotypes, but I am quite prepared to believe that at least all of the following exhibit a chance of being higher that is over 50%:

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16, 17, 18, 19, 21, 24, 26, 27, 28, 29, 30, 31, 33, 34, 36, 37, 38, 40.

You may have noticed that that’s… most of them. I had to shrink the font a little to fit them all on one line.

I think 30 is an important one to mention, because while terrorists are a tiny proportion of the Middle Eastern population, they are in fact a much larger proportion of that population than they are of most other populations, and it doesn’t take that many terrorists to make a place dangerous. The Middle East is objectively a more dangerous place for terrorism than most other places, and only India and sub-Saharan Africa close (and both of which are also largely driven by Islamist terrorism). So while it’s bigoted to assume that any given Muslim or Middle Easterner is a terrorist, it is an objective fact that a disproportionate share of terrorists are Middle Eastern Muslims. Part of what I’m trying to do here is get people to more clearly distinguish between those two concepts, because one is true and the other is very, very false.

40 also deserves particular note, because the chance of being higher is almost certainly very close to 100%. While most trans people don’t get gender-reassignment surgery, virtually all people who get gender-reassignment surgery are trans.

Then again, you could see this as a limitation of the measure, since we might expect a 100% score to mean “it’s true of everyone in the group”, when here it simply means “if we ask people whether they have had gender-reassignment surgery, the trans people sometimes say yes and the cis people always say no.”

We could talk about a weak or strict chance of being higher: The weak chance is the chance of being greater than or equal to (which is the normal measure), while the strict chance is the chance of being strictly greater. In this case, the weak chance is nearly 100%, while the strict chance is hard to estimate but probably about 33% based on surveys.

This doesn’t mean that all stereotypes have some validity.

There are some stereotypes here, including a few pretty harmful ones, for which I’m not sure how the statistics would actually shake out:
10, 14, 22, 23, 25, 32, 35, 39

But I think we should be honestly prepared for the possibility that maybe there is some statistical validity to some of these stereotypes too, and instead of simply dismissing the stereotypes as false—or even bigoted—we should instead be trying to determine how true they are, and also look at why they might have some truth to them.

My proposal is to use the chance of being higher as a measure of the truth of a stereotype.

A stereotype is completely true if it has a chance of being higher of 100%.

It is completely false if it has a chance of being higher of 50%.

And it is completely backwards if it has a chance of being higher of 0%.

There is a unique affine transformation that does this: 2X-1.

100% maps to 100%, 50% maps to 0%, and 0% maps to -100%.

With discrete outcomes, the difference between weak and strong chance of being higher becomes very important. With a discrete outcome, you can have a 100% weak chance but a 1% strong chance, and honestly I’m really not sure whether we should say that stereotype is true or not.

For example, for the claim “trans men get bottom surgery”, the figures would be 100% and 6% respectively. The vast majority of trans men don’t get bottom surgery—but cis men almost never do. (Unless I count penis enlargement surgery? Then the numbers might be closer than you’d think, at least in the US where the vast majority of such surgery is performed.)

And for the claim “Middle Eastern Muslims are terrorists”, well, given two random people of whatever ethnicity or religion, they’re almost certainly not terrorists—but if it one of them is, it’s probably the Middle Eastern Muslim. It may be better in this case to talk about the conditional chance of being higher: If you have two random people, you know that one is a terrorist and one isn’t, and one is a Middle Eastern Muslim and one isn’t, how likely is it that the Middle Eastern Muslim is the terrorist? Probably about 80%. Definitely more than 50%, but also not 100%. So that’s the sense in which the stereotype has some validity. It’s still the case that 99.999% of Middle Eastern Muslims aren’t terrorists, and so it remains bigoted to treat every Middle Eastern Muslim you meet like a terrorist.

We could also work harder to more clearly distinguish between “Middle Easterners are terrorists” and “terrorists are Middle Easterners”; the former is really not true (99.999% are not), but the latter kinda is (the plurality of the world’s terrorists are in the Middle East).

Alternatively, for discrete traits we could just report all four probabilities, which would be something like this: 99.999% of Middle Eastern Muslims are not terrorists, and 0.001% are; 99.9998% of other Americans are not terrorists, and 0.0002% are. Compared to Muslim terrorists in the US, White terrorists actually are responsible for more attacks and a similar number of deaths, but largely because there just are a lot more White people in America.

These issues mainly arise when a trait is discrete. When the trait is itself quantitative (like rebelliousness, or math test scores), this is less of a problem, and the weak and strong chances of being higher are generally more or less the same.

So instead of asking whether a stereotype is true, we could ask: How true is it?

Using measures like this, we will find that some stereotypes probably have quite high truth levels, like 1 and 4; but others, if they are true at all, must have quite low truth levels, like 14; if there’s a difference, it’s a small difference!

The lower a stereotype’s truth level, the less useful it is; indeed, by this measure, it directly predicts how accurate you’d be at guessing someone’s score on the trait if you knew only the group they belong to. If you couldn’t really predict, then why are you using the stereotype? Get rid of it.

Moreover, some stereotypes are clearly more harmful than others.

Even if it is statistically valid to say that Black people are more likely to commit crimes in the US than White people (it is), the kind of person who goes around saying “Black people are criminals” is (1) smearing all Black people with the behavior of a minority of them, and (2) likely to be racist in other ways. So we have good reason to be suspect of people who say such things, even if there may be a statistical kernel of truth to their claims.

But we might still want to be a little more charitable, a little more forgiving, when people express stereotypes. They may make what sounds like a blanket absolute “for all” statement, but actually intend something much milder—something that might actually be true. They might not clearly grasp the distinction between “Middle Easterners are terrorists” and “terrorists are Middle Easterners”, and instead of denouncing them as a bigot immediately, you could try taking the time to listen to what they are saying and carefully explain what’s wrong with it.

Failing to be charitable like this—as we so often do—often feels to people like we are dismissing their lived experience. All the terrorists they can think of were Middle Eastern! All of the folks they know with a lisp turned out to be gay! Lived experience is ultimately anecdotal, but it still has a powerful effect on how people think (too powerful—see also availability heuristic), and it’s really not surprising that people would feel we are treating them unjustly if we immediately accuse them of bigotry simply for stating things that, based on their own experience, seem to be true.

I think there’s another harm here as well, which is that we damage our own credibility. If I believe that something is true and you tell me that I’m a bad person for believing it, that doesn’t make me not believe it—it makes me not trust you. You’ve presented yourself as the sort of person who wants to cover up the truth when it doesn’t fit your narrative. If you wanted to actually convince me that my belief is wrong, you could present evidence that might do that. (To be fair, this doesn’t always work; but sometimes it does!) But if you just jump straight to attacking my character, I don’t want to talk to you anymore.

And just like that, we’re at war.

2025-06-292025-06-23 PNRJ current events, politics checks and balances, Congress, constitution, Donald Trump, impeachment, Iran, President, war, War Powers Act

Jun 29 JDN 2460856

Israel attacked Iran. Iran counter-attacked. Then Israel requested US support.

President Trump waffled about giving that support, then, late Jun 21 (US time—early June 22 Iran time), without any authorization from anyone else, he ordered an attack, using B-2 stealth bombers to drop GBU-57 MOP bombs on Iranian nuclear enrichment facilities.

So apparently we’re at war now, because Donald Trump decided we would be.

We could talk about the strategic question of whether that attack was a good idea. We could talk about the moral question of whether that attack was justified.

But I have in mind a different question: Why was he allowed to do that?

In theory, the United States Constitution grants Congress the authority to declare war. The President is the Commander-in-Chief of our military forces, but only once war has actually been declared. What’s supposed to happen is that if a need for military action arises, Congress makes a declaration of war, and then the President orders the military into action.

Yet in fact we haven’t actually done that since 1942. Despite combat in Korea, Vietnam, Afghanistan, Iraq, Bosnia, Libya, Kosovo, and more, we have never officially declared war since World War 2. In some of these wars, there was a UN resolution and/or Congressional approval, so that’s sort of like getting a formal declaration of war. But in others, there was no such thing; the President just ordered our troops to fight, and they fought.

This is not what the Constitution says, nor is it what the War Powers Act says. The President isn’t supposed to be able to do this. And yet Presidents have done it over a dozen times.

How did this happen? Why have we, as a society, become willing to accept this kind of unilateral authority on such vitally important matters?

Part of the problem seems to be that Congress is (somewhat correctly) perceived as slow and dysfunctional. But that doesn’t seem like an adequate explanation, because surely if we were actually under imminent threat, even a dysfunctional Congress could find it in itself to approve a declaration of war. (And if we’re not under imminent threat, then it isn’t so urgent!)

I think the more important reason may be that Congress consistently fails to hold the President accountable for overstepping his authority. It doesn’t even seem to matter which party is in which branch; they just never actually seem to remove a President from office for overstepping his authority. (Indeed, while three Presidents have been impeached—Trump twice—not one has ever actually been removed from office for any reason.) The checks and balances that are supposed to rein in the President simply are not ever actually deployed.

As a result, the power of the Executive Branch has gradually expanded over time, as Presidents test the waters by asserting more authority—and then are literally never punished for doing so.

I suppose we have Congress to blame for this: They could be asserting their authority, and aren’t doing so. But voters bare some share of the blame as well: We could vote out representatives who fail to rein in the President, and we haven’t been doing that.

Surely it would also help to elect better Presidents (and almost literally anyone would have been better than Donald Trump), but part of the point of having a Constitution is that the system is supposed to be able to defend against occasionally putting someone awful in charge. But as we’ve seen, in practice those defenses seem to fall apart quite easily.

So now we live in a world where a maniac can simply decide to drop a bunch of bombs wherever he wants and nobody will stop him.

Toward a positive vision of the future

2025-06-222025-06-16 PNRJ current events, ethics, inequality, politics, tribal paradigm animal welfare, capitalism, climate change, Democrat, doctors, healthcare, housing, ICE, Iran, Israel, LGBT, Mitt Romney, Obamacare, Republican, Russia, segregation, sports, taxes, trans, Trump, Ukraine, wildfire

Jun 22 JDN 2460849

Things look pretty bleak right now. Wildfires rage across Canada, polluting the air across North America. Russia is still at war with Ukraine, and Israel seems to be trying to start a war with Iran. ICE continues sending agents without badges to kidnap people in unmarked vehicles and sending them to undisclosed locations. Climate change is getting worse, and US policy is pivoting from subsidizing renewables back to subsidizing fossil fuels. And Trump, now revealed to be a literal fascist, is still President.

But things can get better.

I can’t guarantee that they will, nor can I say when; but there is still hope that a better future is possible.

It has been very difficult to assemble a strong coalition against the increasingly extreme far-right in this country (epitomized by Trump). This seems odd, when most Americans hold relatively centrist views. Yes, more Americans identify as conservative than as liberal, but Trump isn’t a conservative; he’s a radical far-right fascist. Trump recently gave a speech endorsing ethnic cleansing, for goodness’ sake! I’m liberal, but I’d definitely vote for a conservative like Mitt Romney rather than a Stalinist! So why are “conservatives” voting for a fascist?

But setting aside the question of why people voted for Trump, we still have the question of why the left has not been able to assemble a strong coalition against him.

I think part of the problem is that the left really has two coalitions within it: The center left, who were relatively happy with the status quo before Trump and want to go back to that; and the far left, who were utterly unhappy with that status quo and want radical change. So while we all agree that Trump is awful, we don’t really agree on what he’s supposed to be replaced with.

It’s of course possible to be in between, and indeed I would say that I am. While clearly things were better under Obama and Biden than they have been under Trump, there were still a lot of major problems in this country that should have been priorities for national policy but weren’t:

Above all, climate change—the Democrats at least try to do something against it, but not nearly enough. Our carbon emissions are declining, but it’s very unclear if we’ll actually hit our targets. The way we have been going, we’re in for a lot more hurricanes and wildfires and droughts.
Housing affordability is still an absolute crisis; half of renters spend more than the targeted 30% of their income on housing, and a fourth spend more than 50%.Homelessness is now at a record high.
Healthcare is still far too expensive in this country; we continue to spend far more than other First World countries without getting meaningfully better care.
While rights and protections for LGB people have substantially improved in the last 30 years, rights and protections for trans people continue to lag behind.
Racial segregation in housing remains the de facto norm, even though it is de jure illegal.
Livestock remain exempted from the Animal Welfare Act and in 2002 laboratory rats and mice were excluded as well, meaning that cruel or negligent treatment which would be illegal for cats and dogs is still allowed on livestock and lab rats.
Income and wealth inequality in this country remains staggeringly high, and the super-rich continue to gain wealth at a terrifying rate.
Our voting system is terrible—literally the worst possible system that can technically still be considered democracy.

This list is by no means exhaustive, but these are the issues that seem most salient to me.

2 and 3 both clearly showed up in my Index of Necessary Expenditure; these costs were the primary reason why raising a family of 4 was unaffordable on a median household income.

So it isn’t right to say that I was completely happy with how things were going before. But I still think of myself as center left, because I don’t believe we need to tear everything down and start over.

I have relatively simple recommendations that would go a long way toward solving all 8 of these problems:

Climate change could be greatly mitigated if we’d just tax carbon already, or implement a cap-and-trade system like California’s nationwide. If that’s too politically unpalatable, subsidize nuclear power, fusion research, and renewables instead. That’s way worse from a budget perspective, but for some reason Americans are just fanatically opposed to higher gas prices.

Housing affordability is politically thorny, but economically quite simple: Build more housing. Whatever we have to do to make that happen, we should do it. Maybe this involves changes to zoning or other regulations. Maybe it involves subsidies to developers. Maybe it involves deploying eminent domain to build public housing. Maybe it involves using government funds to build housing and then offering it for sale on the market. But whatever we do, we need more housing.

Healthcare costs are a trickier one; Obamacare helped, but wasn’t enough. I think what I would like to see next is an option to buy into Medicare; before you are old enough to get it for free, you can pay a premium to be covered by it. Because Medicare is much more efficient than private insurance, you could pay a lower premium and get better coverage, so a lot of people would likely switch (which is of course exactly why insurance companies would fight the policy at every turn). Even putting everyone on Medicare might not be enough; to really bring costs down, we may need to seriously address the fact that US doctors, particularly specialists, are just radically higher-paid than any other doctors in the world. Is an American doctor who gets $269,000 per year really 88% better than a French doctor who gets $143,000?

The policies we need for LGBT rights are mostly no-brainers.

Okay, I can admit to some reasonable nuance when it comes to trans women in pro sports (the statistical advantages they have over cis women are not as clear-cut as many people think, but they do seem to exist; average athletic performance for trans women seems to be somewhere in between the average for cis men and the average for cis women), but that’s really not a very important issue. Like, seriously, why do we care so much about pro sports? Either let people play sports according to their self-identified gender, or make the two options “cis women” and “other” and let trans people play the latter. And you can do the same thing with school sports, or you can eliminate them entirely because they are a stupid waste of academic resources; but either way this should not be considered a top priority policy question. (If parents want their kids to play sports, they can form their own leagues; the school shouldn’t be paying for it. Winning games is not one of the goals of an academic institution. If you want kids to get more exercise, give them more recess and reform the physical education system so it isn’t so miserable for the kids who need it most.)

But there is absolutely no reason not to let people use whatever pronouns and bathrooms they want; indeed, there doesn’t really seem to be a compelling reason to gender-segregate bathrooms in the first place, and removing that segregation would most benefit women, who often have to wait much longer in line for the bathroom. (The argument that this somehow protects women never made sense to me; if a man wants to assault women in the bathroom, what’s to stop him from just going into the women’s bathroom? It’s not like there’s a magic field that prevents men from entering. He’s already planning on committing a crime, so it doesn’t seem like he’s very liable to held back by social norms. It’s worthwhile to try to find ways to prevent sexual assault, but segregating bathrooms does little or nothing toward that goal—and indeed, trans-inclusive bathrooms do not statistically correlate with higher rates of sexual assault.) But okay, fine, if you insist on having the segregation, at least require gender-neutral bathrooms as well. This is really not that difficult; it’s pretty clearly bigotry driving this, not serious policy concerns.

Not exempting any vertebrate animals from anti-cruelty legislation is an incredibly simple thing to do, obviously morally better, and the only reason we’re not doing it is that it would hurt agribusinesses and make meat more expensive. There is literally zero question what the morally right thing to do here is; the question is only how to get people to actually do that morally right thing.

Finally, how do we fix income inequality? Some people—including some economists—treat this as a very complicated, difficult question, but I don’t think it is. I think the really simple, obvious answer is actually the correct one: Tax rich people more, and use the proceeds to help poor people. We should be taxing the rich a lot more; I want something like the revenue-maximizing rate, estimated at about 70%. (And an even higher rate like the 90% we had in the 1950s is not out of the question.) These funds could either provide services like education and healthcare, or they could simply be direct cash transfers. But one way or another, the simplest, most effective way to reduce inequality is to tax the rich and help the poor. A lot of economists fear that this would hurt the overall economy, but particularly if these rates are really targeted at the super-rich (the top 0.01%), I don’t see how they could, because all those billions of dollars are very clearly monopoly rents rather than genuine productivity. If anything, making it harder to amass monopoly rents should make the economy more efficient. And taking say 90% of the roughly 10% return just the top 400 billionaires make on their staggering wealth would give us an additional $480 billion per year.

Fixing our voting system is also quite straightforward. Ranked-choice voting would be a huge improvement, and has already been implemented successfully in several states. Even better would be range voting, but so far very few places have been bold enough to actually try it. But even ranked-choice voting would remove most of the terrible incentives that plurality voting creates, and likely allow us to move beyond the two-party system into a much more representative multiparty system.

None of this requires overthrowing the entire system or dismantling capitalism.

That is, we can have a positive vision of the future that doesn’t require revolution or radical change.

Unfortunately, there’s still a very good chance we’ll do none of it.

What does nonviolence mean?

2025-06-152025-06-11 PNRJ core principles, current events, ethics, politics, tribal paradigm ACAB, Afghanistan, Afghanistan War, California, civil war, Gandhi, Gavin Newsom, Gestapo, history, human rights, ICE, insurrection, Iraq, Iraq War, Kent State, LAPD, law, Martin Luther King, nonviolence, protest, Reuters, SCAB, Tet Offensive, Trump, United States, US military, Vietnam, Vietnam War, violence, war

Jun 15 JDN 2460842

As I write this, the LA protests and the crackdown upon them have continued since Friday and it is now Wednesday. In a radical and authoritarian move by Trump, Marines have been deployed (with shockingly incompetent logistics unbefitting the usually highly-efficient US military); but so far they have done very little. Reuters has been posting live updates on new developments.

The LAPD has deployed a variety of less-lethal weapons to disperse the protests, including rubber bullets, tear gas, and pepper balls; but so far they have not used lethal force. Protesters have been arrested, some for specific crimes—and others simply for violating curfew.

More recently, the protests have spread to other cities, including New York, Atlanta, Austin, Chicago, San Fransisco, and Philadelphia. By the time this post goes live, there will probably be even more cities involved, and there may also be more escalation.

But for now, at least, the protests have been largely nonviolent.

And I thought it would be worthwhile to make it very clear what I mean by that, and why it is important.

I keep seeing a lot of leftist people on social media accepting the narrative that these protests are violent, but actively encouraging that; and some of them have taken to arrogantly accuse anyone who supports nonviolent protests over violent ones of either being naive idiots or acting in bad faith. (The most baffling part of this is that they seem to be saying that Martin Luther King and Mahatma Gandhi were naive idiots or were acting in bad faith? Is that what they meant to say?)

First of all, let me be absolutely clear that nonviolence does not mean comfortable or polite or convenient.

Anyone objecting to blocking traffic, strikes, or civil disobedience because they cause disorder and inconvenience genuinely does not understand the purpose of protest (or is a naive idiot or acting in bad faith). Effective protests are disruptive and controversial. They cause disorder.

Nonviolence does not mean always obeying the law.

Sometimes the law is itself unjust, and must be actively disobeyed. Most of the Holocaust was legal, after all.

Other times, it is necessary to break some laws (such as property laws, curfews, and laws against vandalism) in the service of higher goals.

I wouldn’t say that a law against vandalism is inherently unjust; but I would say that spray-painting walls and vehicles in the service of protecting human rights is absolutely justified, and even sometimes it’s necessary to break some windows or set some fires.

Nonviolence does not mean that nobody tries to call it violence.

Most governments are well aware that most of their citizens are much more willing to support a nonviolent movement than a violent moment—more on this later—and thus will do whatever they can to characterize nonviolent movements as violence. They have two chief strategies for doing so:

Characterize nonviolent but illegal acts, such as vandalism and destruction of property, as violence
Actively try to instigate violence by treating nonviolent protesters as if they were violent, and then characterizing their attempts at self-defense as violence

As a great example of the latter, a man in Phoenix was arrested for assault because he kicked a tear gas canister back at police. But kicking back a canister that was shot at you is the most paradigmatic example of self-defense I could possibly imagine. If the system weren’t so heavily biased in fair of the police, a judge would order his release immediately.

Nonviolence does not mean that no one at the protests gets violent.

Any large group of people will contain outliers. Gather a protest of thousands of people, and surely some fraction of them will be violent radicals, or just psychopaths looking for an excuse to hurt someone. A nonviolent protest is one in which most people are nonviolent, and in which anyone who does get violent is shunned by the organizers of the movement.

Nonviolence doesn’t mean that violence will never be used against you.

On the contrary, the more authoritarian the regime—and thus the more justified your protest—the more likely it is that violent force will be used to suppress your nonviolent protests.

In some places it will be limited to less-lethal means (as it has so far in the current protests); but in others, even in ostensibly-democratic countries, it can result in lethal force being deployed against innocent people (as it did at Kent State in 1970).

When this happens, are you supposed to just stand there and get shot?

Honestly? Yes. I know that requires tremendous courage and self-sacrifice, but yes.

I’m not going to fault anyone for running or hiding or even trying to fight back (I’d be more of the “run” persuasion myself), but the most heroic action you could possibly take in that situation is in fact to stand there and get shot. Becoming a martyr is a terrible sacrifice, and one I’m not sure it’s one I myself could ever make; but it really, really works. (Seriously, whole religions have been based on this!)

And when you get shot, for the love of all that is good in the world, make sure someone gets it on video.

The best thing you can do for your movement is to show the oppressors for what they truly are. If they are willing to shoot unarmed innocent people, and the world finds out about that, the world will turn against them. The more peaceful and nonviolent you can appear at the moment they shoot you, the more compelling that video will be when it is all over the news tomorrow.

A shockingly large number of social movements have pivoted sharply in public opinion after a widely-publicized martyrdom incident. If you show up peacefully to speak your minds and they shoot you, that is nonviolent protest working. That is your protest being effective.

I never said that nonviolent protest was easy or safe.

What is the core of nonviolence?

It’s really very simple. So simple, honestly, that I don’t understand why it’s hard to get across to people:

Nonviolence means you don’t initiate bodily harm against other human beings.

It does not necessarily preclude self-defense, so long as that self-defense is reasonable and proportionate; and it certainly does not in any way preclude breaking laws, damaging property, or disrupting civil order.

Nonviolence means you never throw the first punch.

Nonviolence is not simply a moral position, but a strategic one.

Some of the people you would be harming absolutely deserve it. I don’t believe in ACAB, but I do believe in SCAB, and nearly 30% of police officers are domestic abusers, who absolutely would deserve a good punch to the face. And this is all the more true of ICE officers, who aren’t just regular bastards; they are bastards whose core job is now enforcing the human rights violations of President Donald Trump. Kidnapping people with their unmarked uniforms and unmarked vehicles, ICE is basically the Gestapo.

But it’s still strategically very unwise for us to deploy violence. Why? Two reasons:

Using violence is a sure-fire way to turn most Americans against our cause.
We would probably lose.

Nonviolent protest is nearly twice as effective as violent insurrection. (If you take nothing else from this post, please take that.)

And the reason that nonviolent protest is so effective is that it changes minds.

Violence doesn’t do that; in fact, it tends to make people rally against you. Once you start killing people, even people who were on your side may start to oppose you—let alone anyone who was previously on the fence.

A successful violent revolution results in you having to build a government and enforce your own new laws against a population that largely still disagrees with you—and if you’re a revolution made of ACAB people, that sounds spectacularly difficult!

A successful nonviolent protest movement results in a country that agrees with you—and it’s extremely hard for even a very authoritarian regime to hang onto power when most of the people oppose it.

By contrast, the success rate of violent insurrections is not very high. Why?

Because they have all the guns, you idiot.

States try to maintain a monopoly on violence in their territory. They are usually pretty effective at doing so. Thus attacking a state when you are not a state puts you at a tremendous disadvantage.

Seriously; we are talking about the United States of America right now, the most powerful military hegemon the world has ever seen.

Maybe the people advocating violence don’t really understand this, but the US has not lost a major battle since 1945. Oh, yes, they’ve “lost wars”, but what that really means is that public opinion has swayed too far against the war for them to maintain morale (Vietnam) or their goals for state-building were so over-ambitious that they were basically impossible for anyone to achieve (Iraq and Afghanistan). If you tally up the actual number of soldiers killed, US troops always kill more than they lose, and typically by a very wide margin.

And even with the battles the US lost in WW1 and WW2, they still very much won the actual wars. So genuinely defeating the United States in open military conflict is not something that has happened since… I’m pretty sure the War of 1812.

Basically, advocating for a violent response to Trump is saying that you intend to do something that literally no one in the world—including major world military powers—has been able to accomplish in 200 years. The last time someone got close, the US nuked them.

If the protests in LA were genuinely the insurrectionists that Trump has been trying to characterize them as, those Marines would not only have been deployed, they would have started shooting. And I don’t know if you realize this, but US Marines are really good at shooting. It’s kind of their thing. Instead of skirmishes with rubber bullets and tear gas, we would have an absolute bloodbath. It would probably end up looking like the Tet Offensive, a battle where “unprepared” US forces “lost” because they lost 6,000 soldiers and “only” killed 45,000 in return. (The US military is so hegemonic that a kill ratio of more than 7 to 1 is considered a “loss” in the media and public opinion.)

Granted, winning a civil war is different from winning a conventional war; even if a civil war broke out, it’s unlikely that nukes would be used on American soil, for instance. But you’re still talking about a battle so uphill it’s more like trying to besiege Edinburgh Castle.

Our best hope in such a scenario, in fact, would probably be to get blue-state governments to assert control over US military forces in their own jurisdiction—which means that antagonizing Gavin Newsom, as I’ve been seeing quite a few leftists doing lately, seems like a really bad idea.

I’m not saying that winning a civil war would be completely impossible. Since we might be able to get blue-state governors to take control of forces in their own states and we would probably get support from Canada, France, and the United Kingdom, it wouldn’t be completely hopeless. But it would be extremely costly, millions of people would die, and victory would by no means be assured despite the overwhelming righteousness of our cause.

How about, for now at least, we stick to the methods that historically have proven twice as effective?

The CBO report on Trump’s terrible new budget

2025-06-082025-06-02 PNRJ current events, politics, public policy budget, Coast Guard, deficit, Medicaid, Medicare, Republican, tax cuts, taxes, Trump

Jun 8 JDN 2460835

And now back to our regularly scheduled programming. We’re back to talking about economics, which in our current environment pretty much always means bad news. The budget the House passed is pretty much the same terrible one Trump proposed.

The Congressional Budget Office (CBO), one of those bureaucratic agencies that most people barely even realize exists, but is actually extremely useful, spectacularly competent, and indeed one of the most important and efficient agencies in the world, has released its official report on the Trump budget that recently passed the House. (Other such agencies include the Bureau of Labor Statistics and the Bureau of Economic Analysis. US economic statistics are among the best in the world—some refer to them as the “gold standard”, but I refuse to insult them in that way.)

The whole thing is pretty long, but you can get a lot of the highlights from the summary tables.

The tables are broken down by the House committee responsible for choosing them; here are the effects on the federal budget deficit the CBO predicts for the next 5 and 10 years. For these numbers, positive means more deficit (bad), negative means less deficit (good).

Commitee	5 years	10 years
Agriculture	-88,304	-238,238
Armed Services	124,602	143,992
Education and Workforce	-253,295	-349,142
Energy and Commerce	-247,074	-995,062
Financial Services	-373	-5,155
Homeland Security	27,874	67,147
Judiciary	26,989	6,910
Natural Resources	-4,789	-20,158
Oversight and Government Reform	-17,449	-50,951
Transportation and Infrastructure	-361	-36,551
Ways and Means	2,199,403	3,767,402

These are in units of millions of dollars.

Almost all the revenue comes from the Ways and Means committee, because that’s the committee that sets tax rates. (If you hate your taxes, don’t hate the IRS; hate the Ways and Means Committee.) So for all the other departments, we can basically take the effect on the deficit as how much spending was changing.

If this budget makes it through the Senate, Trump will almost certainly sign it into law. If that happens:

We’ll be cutting $238 billion from Agriculture Committee programs: And most of where those cuts come from are programs that provide food for poor people.

We’ll be adding $144 billion to the military budget, and a further $67 billion to “homeland security” (which here mostly means CBP and ICE). Honestly, I was expecting more, so I’m vaguely relieved.

We’ll be cutting $349 billion from Education and Workforce programs; this is mostly coming from the student loan system, so we can expect much more brutal repayment requirements for people with student loans.

We’ll be cutting almost $1 trillion from Energy and Commerce programs; this is mainly driven by massive cuts to Medicare and Medicaid (why are they handled by this committee? I don’t know).
The bill itself doesn’t clearly specify, so the CBO issued another report offering some scenarios for how these budget cuts could be achieved. Every single scenario results in millions of people losing coverage, and the one that saves the most money would result in 5.5 million people losing some coverage and 2.4 million becoming completely uninsured.

The $20 billion from Natural Resources mostly involves rolling back environmental regulations, cutting renewable energy subsidies, and making it easier to lease federal lands for oil and gas drilling. All of these are bad, and none of them are surprising; but their effect on the budget is pretty small.

The Oversight and Government Reform portion is reducing the budget deficit by $51 billion mainly by forcing federal employees to contribute a larger share of their pensions—which is to say, basically cutting federal salaries across the board. While this has a small effect on the budget, it will impose substantial harm on the federal workforce (which has already been gutted by DOGE).

The Transportation and Infrastructure changes involve expansions of the Coast Guard (why are they not in Armed Services again?) along with across-the-board cuts of anything resembling support for sustainability or renewable energy; but the main way they actually decrease the deficit is by increasing the cost of registering cars. I think they’re trying to look like they are saving money by cutting “wasteful” (read: left-wing) programs, but in fact they mainly just made it more expensive to own a car—which, quite frankly, is probably a good thing from an environmental perspective.

Then, last but certainly not least, we come to the staggering $3.7 trillion increase in our 10-year deficit from the Ways and Means committee. What is this change that is more than 3 times as expensive as all the savings from the other departments combined?

Cutting taxes on rich people.

They are throwing some bones to the rest of the population, such as removing the taxes on tips and overtime (temporarily), and making a bunch of other changes to the tax code in terms of deductions and credits and such (because that’s what we needed, a more complicated tax code!); but the majority of the decrease in revenue comes from cutting income taxes, especially at the very highest brackets.

The University of Pennsylvania estimates that the poorest 40% of the population will actually see their after-tax incomes decrease as a result of the bill. Those in the 40% to 80% percentiles will see very little change. Only those in the richest 20% will see meaningful increases in income, and those will be highest for the top 5% and above.

The 95-99% percentile will see the greatest proportional gain, 3.5% of their income.

But the top 0.1% will see by far the greatest absolute gain, each gaining an average of $385,000 per year. Every one of these people already has an annual income of at least $4 million.

The median price of a house in the United States is $416,000.

That is, we are basically handing a free house to every millionaire in America—every year for the next 10 years.

That is why we’re adding $3.7 trillion to the national debt. So that the top 0.1% can have free houses.

Without these tax cuts, the new budget would actually reduce the deficit—which is really something we ought to be doing, because we’re running a deficit of $1.8 trillion per year and we’re not even in a recession. But because Republicans love nothing more than cutting taxes on the rich—indeed, sometimes it seems it is literally the only thing they care about—we’re going to make the deficit even bigger instead.

I can hope this won’t make it through the Senate, but I’m not holding my breath.

Patriotism for dark times

2025-05-182025-05-19 PNRJ core principles, current events, ethics, inequality, politics, public policy #Scandinaviaisbetter, Britain, British Empire, Chile, colonialism, colonization, concentration camp, empire, England, fascism, France, genocide, hegemony, history, ICE, imperialism, Internet, military, military spending, Pax Americana, Roman Empire, Rome, secret police, South Korea, Trump

May 18 JDN 2460814

These are dark times indeed. ICE is now arresting people without warrants, uniforms or badges and detaining them in camps without lawyers or trials. That is, we now have secret police who are putting people in concentration camps. Don’t mince words here; these are not “arrests” or “deportations”, because those actions would require warrants and due process of law.

Fascism has arrived in America, and, just as predicted, it is indeed wrapped in the flag.

I don’t really have anything to say to console you about this. It’s absolutely horrific, and the endless parade of ever more insane acts and violations of civil rights under Trump’s regime has been seriously detrimental to my own mental health and that of nearly everyone I know.

But there is something I do want to say:

I believe the United States of America is worth saving.

I don’t think we need to burn it all down and start with something new. I think we actually had something pretty good here, and once Trump is finally gone and we manage to fix some of the tremendous damage he has done, I believe that we can put better safeguards in place to stop something like this from happening again.

Of course there are many, many ways that the United States could be made better—even before Trump took the reins and started wrecking everything. But when we consider what we might have had instead, the United States turns out looking a lot better than most of the alternatives.

Is the United States especially evil?

Every nation in the world has darkness in its history. The United States is assuredly no exception: Genocide against Native Americans, slavery, Jim Crow, and the Japanese internment to name a few. (I could easily name many more, but I think you get the point.) This country is certainly responsible for a great deal of evil.

But unlike a lot of people on the left, I don’t think the United States is uniquely or especially evil. In fact, I think we have quite compelling reasons to think that the United States overall has been especially good, and could be again.

How can I say such a thing about a country that has massacred natives, enslaved millions, and launched a staggering number of coups?

Well, here’s the thing:

Every country’s history is like that.

Some are better or worse than others, but it’s basically impossible to find a nation on Earth that hasn’t massacred, enslaved, or conquered another group—and often all three. I guess maybe some of the very youngest countries might count, those that were founded by overthrowing colonial rule within living memory. But certainly those regions and cultures all had similarly dark pasts.

So what actually makes the United States different?

What is distinctive about the United States, relative to other countries? It’s large, it’s wealthy, it’s powerful; that is certainly all true. But other nations and empires have been like that—Rome once was, and China has gained and lost such status multiple times throughout its long history.

Is it especially corrupt? No, its corruption ratings are on a par with other First World countries.

Is it especially unequal? Compared to the rest of the First World, certainly; but by world standards, not really. (The world is a very unequal place.)

But there are two things about the United States that really do seem unique.

The first is how the United States was founded.

Some countries just sort of organically emerged. They were originally tribes that lived in that area since time immemorial, and nobody really knows when they came about; they just sort of happened.

Most countries were created by conquering or overthrowing some other country. Usually one king wanted some territory that was held by another king, so he gathered an army and took over that territory and said it was his now. Or someone who wasn’t a king really wanted to become one, so he killed the current king and took his place on the throne.

And indeed, for most of history, most nations have been some variant of authoritarianism. Monarchy was probably the most common, but there were also various kinds of oligarchy, and sometimes military dictatorship. Even Athens, the oldest recorded “democracy”, was really an oligarchy of Greek male property owners. (Granted, the US also started out pretty much the same way.)

I’m glossing over a huge amount of variation and history here, of course. But what I really want to get at is just how special the founding of the United States was.

The United States of America was the first country on Earth to be designed.

Up until that point, countries just sort of emerged, or they governed however their kings wanted, or they sort of evolved over time as different interest groups jockeyed for control of the oligarchy.

But the Constitution of the United States was something fundamentally new. A bunch of very smart, well-read, well-educated people (okay, mostly White male property owners, with a few exceptions) gathered together to ask the bold question: “What is the best way to run a country?”

And they discussed and argued and debated over this, sometimes finding agreement, other times reaching awkward compromises that no one was really satisfied with. But when the dust finally settled, they had a blueprint for a better kind of nation. And then they built it.

This was a turning point in human history.

Since then, hundreds of constitutions have been written, and most nations on Earth have one of some sort (and many have gone through several). We now think of writing a constitution as what you do to make a country. But before the United States, it wasn’t! A king just took charge and did whatever he wanted! There were no rules; there was no document telling him what he could and couldn’t do.

Most countries for most of history really only had one rule:

L’Etat, c’est moi.

Yes, there was some precedent for a constitution, even going all the way back to the Magna Carta; but that wasn’t created when England was founded, it was foisted upon the king after England had already been around for centuries. And it was honestly still pretty limited in how it restricted the king.

Now, it turns out that the Founding Fathers made a lot of mistakes in designing the Constitution; but I think this is quite forgivable, for two reasons:

They were doing this for the first time. Nobody had ever written a constitution before! Nobody had governed a democracy (even of the White male property-owner oligarchy sort) in centuries!
They knew they would make mistakes—and they included in the Constitution itself a mechanism for amending it to correct those mistakes.

And amend it we have, 27 times so far, most importantly the Bill of Rights and the Fifteenth and Nineteenth Amendments, which together finally created true universal suffrage—a real democracy. And even in 1920 when the Nineteenth Amendment was passed, this was an extremely rare thing. Many countries had followed the example of the United States by now, but only a handful of them granted voting rights to women.

The United States really was a role model for modern democracy. It showed the world that a nation governed by its own people could be prosperous and powerful.

The second is how the United States expanded its influence.

Many have characterized the United States as an empire, because its influence is so strongly felt around the world. It is undeniably a hegemon, at least.

The US military is the world’s most powerful, accounting for by far the highest spending (more than the next 9 countries combined!) and 20 of the world’s 51 aircraft carriers (China has 5—and they’re much smaller). (The US military is arguably not the largest since China has more soldiers and more ships. But US soldiers are much better trained and equipped, and the US Navy has far greater tonnage.) Most of the world’s currency exchange is done in dollars. Nearly all the world’s air traffic control is done in English. The English-language Internet is by far the largest, forming nearly the majority of all pages by itself. Basically every computer in the world either runs as its operating system Windows, Mac, or Linux—all of which were created in the United States. And since the US attained its hegemony after World War 2, the world has enjoyed a long period of relative peace not seen in centuries, sometimes referred to as the Pax Americana. These all sound like characteristics of an empire.

Yet if it is an empire, the United States is a very unusual one.

Most empires are formed by conquest: Rome created an empire by conquering most of Europe and North Africa. Britain created an empire by colonizing and conquering natives all around the globe.

Yet aside from the Native Americans (which, I admit, is a big thing to discount) and a few other exceptions, the United States engaged in remarkably little conquest. Its influence is felt as surely across the globe as Britain’s was at the height of the British Empire, yet where under Britain all those countries were considered holdings of the Crown (until they all revolted), under the Pax Americana they all have their own autonomous governments, most of them democracies (albeit most of them significantly flawed—including the US itself, these days).

That is, the United States does not primarily spread its influence by conquering other nations. It primarily spreads its influence through diplomacy and trade. Its primary methods are peaceful and mutually-beneficial. And the world has become tremendously wealthier, more peaceful, and all around better off because of this.

Yes, there are some nuances here: The US certainly has engaged in a large number of coups intended to decide what sort of government other countries would have, especially in Latin America. Some of these coups were in favor of democratic governments, which might be justifiable; but many were in favor of authoritarian governments that were simply more capitalist, which is awful. (Then again, while the US was instrumental in supporting authoritarian capitalist regimes in Chile and South Korea, those two countries did ultimately turn into prosperous democracies—especially South Korea.)

So it still remains true that the United States is guilty of many horrible crimes; I’m not disputing that. What I’m saying is that if any other nation had been in its place, things would most like have been worse. This is even true of Britain or France, which are close allies of the US and quite similar; both of these countries, when they had a chance at empire, took it by brutal force. Even Norway once had an empire built by conquest—though I’ll admit, that was a very long time ago.

I admit, it’s depressing that this is what a good nation looks like.

I think part of the reason why so many on the left imagine the United States to be uniquely evil is that they want to think that somewhere out there is a country that’s better than this, a country that doesn’t have staggering amounts of blood on its hands.

But no, this is pretty much as good as it gets. While there are a few countries with a legitimate claim to being better (mostly #ScandinaviaIsBetter), the vast majority of nations on Earth are not better than the United States; they are worse.

Humans have a long history of doing terrible things to other humans. Some say it’s in our nature. Others believe that it is the fault of culture or institutions. Likely both are true to some extent. But if you look closely into the history of just about anywhere on Earth, you will find violence and horror there.

What you won’t always find is a nation that marks a turning point toward global democracy, or a nation that establishes its global hegemony through peaceful and mutually-beneficial means. Those nations are few and far between, and indeed are best exemplified by the United States of America.

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